CSB Bank Q2FY26 Results - CSB Bank – Q2 FY26 Snapshot (Gold Loans & Key Ratios)
Analysis of CSB Bank's Q2FY26 results including gold loan AUM, gold tonnage, gold loan yield, gold loan GNPA, ROA, ROE, CRAR, and overall outlook.
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Federal Bank Q2FY26 Results - Federal Bank – Q2 FY26 Snapshot (Gold Loans & Key Ratios)
Analysis of Federal Bank's Q2FY26 results including gold loan AUM, gold loan yield, gold loan LTV, gold tonnage, ROA, ROE, CRAR, and overall outlook.
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IIFL Finance Q2FY26 Results - IIFL Finance – Q2 FY26 Snapshot
Analysis of IIFL Finance's Q2FY26 results including gold loan AUM, standalone PAT, net yield, cost of borrowing, ROA, ROE, LTV, per branch AUM, average ticket size, CRAR, leverage, and overall outlook.
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Muthoot Finance Q2FY26 Results - Muthoot Finance – Q2 FY26 Snapshot
Analysis of Muthoot Finance's Q2FY26 results including gold loan AUM, gold tonnage, standalone PAT, net yield, cost of borrowing, ROA, ROE, LTV, per branch AUM, average ticket size, CRAR, leverage, and overall outlook.
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Summary of Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025
The Reserve Bank of India, on 6-Jun-2025 came out with the Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025. Summarizing the changes in the directions for various Regulated Entities (REs).
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Manappuram Finance Q2FY26 Results - Manappuram Finance – Q2 FY26 Snapshot
Analysis of Manappuram Finance's Q2FY26 results including gold loan AUM, gold tonnage, standalone PAT, net yield, cost of borrowing, ROA, ROE, LTV, per branch AUM, average ticket size, CRAR, leverage, and overall outlook.
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Selecting an Effective Loan Origination System: Key Considerations
When it comes to choosing the right loan origination system (LOS), several crucial factors should guide your decision-making process. The LOS you select will significantly impact your lending operations, so it's essential to make a well-informed choice.
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Embedded Finance: The Future of Banking and Beyond
In recent years, the financial industry has been undergoing significant changes. With the rise of technology and the proliferation of digital channels, traditional banks are facing stiff competition from fintech start-ups and digital platforms.
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The Future of Digital Currencies in the Payment System and the Role of Banks
As digital currencies continue to grow in popularity and embed themselves in the payment system, many wonder what role banks will play in this rapidly evolving landscape.
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Co-Lending: The Future of Fintech Lenders
Banks have had a shift in their Fintech strategy from being "not interested" to being "interested" and more recently to "Fintech is hot".
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The Rs. 6,50,000 Cr stimulus that India could have used during the Pandemic
Here's an opinion piece on How come the impressive growth of gold loans during the pandemic still falls short of the potential support they could have given to the masses and what can we do to access the full potential of gold loans.
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MAB - The archaic Banking construct that must go...
One of the mid-sized Indian Banks with a focus on increasing retail deposits charged me yesterday, for not maintaining the Minimum Account Balance (MAB) in my savings account.
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Book Review - Atomic Habits
Atomic Habits by James clear is one of those books that provide a clear execution framework to a vague but useful theory.
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Book Review - Deep Work
This short read by Cal Newport makes a very strong albeit a pretty common-sensical case about why blocking explicit time for in-depth work is very important in today's stimulus driven world.
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Book Review - Radical Candor
This is a short read highlighting how to inculcate and build a culture of ruthless direct feedback as well as care and empathy within your organisation.
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Dispelling the Myths of Cloud Adoption in Financial Services
The adoption of cloud technology has been on the rise in recent years, but many financial institutions are still hesitant to make the move.
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Seamless Digital Banking Experience: The Key to Meeting Consumer Expectations
As technology continues to evolve, consumers are increasingly expecting a seamless digital banking experience.
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