Digital growth strategy
Technovative helped execute a comprehensive digital growth strategy for a Mumbai based healthcare brand operating in the digital therapeutics space.
Institutional depth. Startup velocity.
Hands-on, outcome-driven management consulting for fintech companies and financial institutions across India — technology, strategy, growth and compliance.
- 5x
- AUM growth delivered
- 20+ yrs
- Deep domain expertise
- 65+
- Digital transformations
- 200+
- Managers trained
What we work on
Growth consulting
High velocity growth through digital and offline channels aided by data.
Tech consulting
Effective, affordable, agile technology for scaling problems.
Strategy consulting
First-principles based, actionable plans to achieve full potential.
Compliance consulting
Navigate the regulatory landscape through compliant lending policies.
We don’t just deliver decks. We solve problems.
Technovative Consulting specializes in first-principles problem solving for early-stage fintech companies and financial institutions. We help solve specific challenges related to technology, strategy, demand generation, process design, compliance and scaling.
- We have run it at your scale. A gold audit function built from zero across a 65+ branch network; a platform scaled 100x.
- We leave something behind. Data pipelines, a core banking system, an incentive plan, trained managers — not a recommendation deck.
- We work across the whole stack. Technology, capital markets, branch operations and RBI compliance, without a handoff.
Most of what we are asked to fix, we have already built somewhere else, at a larger scale. A branch network that would not scale. A portfolio nobody could read. A co-lending partnership with no reconciliation framework behind it.
We work inside your business until the thing exists and your team can run it without us.
Select work
Have a look at some of the work we have done in the past.
Portfolio analysis
Technovative helped a Pune based NBFC set up data pipelines for regular reporting and PAR analysis for their gold loan portfolio.
Process design
A rural India focussed cooperative in Satara engaged Technovative to digitally transform their existing processes along with a ground-up CBS execution.
Incentive design
A Panvel based NBFC engaged Technovative to design and operationalise an incentive plan for their sales, operations and recovery teams.
Gold audit
A gold loan focussed NBFC engaged Technovative to set up a gold audit team and process from the ground up across their 65+ branch network across India.
Training
Technovative has trained 200+ middle-managers on banking operations, compliance, team management and gold loans across organisations.
Sales funnel optimization
A gold loan NBFC engaged Technovative to optimize its sales funnel using CRM and sales cadence, tripling sales conversion and cutting the sales cycle by half.
Co-lending design
Two NBFCs engaged Technovative to design the complete operations, tech-stack, compliance and reconciliation framework for a 20:80 gold loan co-lending partnership.
Performance management
A 200+ strong NBFC engaged Technovative to design an AI-empowered performance management system, covering KRA/KPI design, planning and regular check-ins.
Trusted by the enterprising
Our clients are talking
20+ years of deep domain expertise
Technovative is led by Prasad Shahane, a fintech industry veteran with nearly two decades of experience spanning technology, financial research, and startup leadership. His career reflects a progression from building core banking systems to driving strategic growth in high-impact financial services.
He began in technology, developing core banking solutions on the TCS BaNCS platform and working with Kotak Life Insurance on digital and operational systems. That technical foundation laid the groundwork for his move into financial research and strategy. At JM Financial and Religare Capital, he served as a macroeconomist and equity strategist.
Read full bio
Driven by a deep passion for expanding access to credit in India’s underserved markets, Prasad moved into leadership roles at venture-backed fintech startups. Most notably, he led Growth and Lender Partnerships at Rupeek, a Bengaluru-based doorstep gold loan platform, where he played a central role in scaling the company 100x.
Today, Prasad brings together his multidisciplinary expertise in technology, capital markets, and operational scaling to solve complex problems in India’s rural credit ecosystem.
Contact
Let’s grab a cup of coffee and discuss how we can solve your problems.
- Office
- 2nd Floor, The Senate Business Center,
DP Road, Erandwane, Pune 411038 - contact@technovative.in